Regenerative Access Facility

Realising the potential of sustainable farming

Climate adaptation & resilience

Inclusive livelihoods & informal economy

The practices to restore soil and make farming sustainable are already known and proven. What’s missing is the capital for transition.

We built the blended finance architecture to bridge that gap.

The challenge

Making the transition

Across regions, a growing number of farmers want to transition to regenerative practices – moving away from chemical-intensive models to rebuild soil health, sequester carbon and make their lands climate resilient.

The ecological case is strong. So is the long-term economic case. But the transition itself is the problem.

Meet Guneet, a smallholder farmer

I know what my land needs. Cover cropping, reduced tillage, building the soil back up. But in the first couple of years, my yields will go down before they go up. I can’t absorb that dip.

The transition dip is real

Before regenerative practices stabilise and deliver long-term returns — in soil carbon, water retention and reduced input costs — farmers face two to four years of lower yields and higher costs.

For most smallholders and family farms, that gap is impossible to bridge.

What farmers need
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Patient, transition-period capital that accepts short-term yield reduction in exchange for long-term economic and environmental gains.

What the market offers
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Short-term loans tied to current yield. Collateral requirements that penalise transition. Grant funding too small and slow to reach meaningful scale.

Our approach

Owning the risk. Unlocking the rewards.

We designed the facility around a core conviction: the reason private capital hasn't moved into regenerative agriculture isn’t indifference. It’s mis-priced risk.

At the heart of the model is a capital preservation structure explicitly designed not to generate commercial returns, but to de-risk private capital.

Built for total transparency, the model surfaces and absorbs losses so that private capital doesn’t have to. The concessional tranche targets 25–50% depletion over five years — a commitment that tells investors exactly what they are protected from and how.

“When catalytic capital is explicit about absorbing loss, commercial capital can enter with confidence — and help unlock scale.”

Implementation

Building bridges for capital

Activating local financial institutions
Credit enhancement structures (funded guarantees) to unlock lending for aggregators and supply-chain actors
De-risking impact funds
Unfunded guarantees to reduce cost of capital for impact investors
Enabling direct micro-lending
Partnerships with financial institutions for concessional on-lending, where needed
Providing technical assistance
Pipeline readiness, landscape governance support and performance measurement

Results

€4 million in anchor funding secured

Developed a scalable facility blueprint, targeting significant hectares in the first 5 years, with an aligned measurement framework.

€4 million
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Anchor funding secured from institutional investors

Significant hectares
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Targeted in the first phase of operations

De-risked scaling
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Capital preservation with transparent depletion targets

The anchor funding was more than a fundraising milestone. It was evidence that institutional capital will back regenerative agriculture when the risk architecture is right.

The capital preservation model means that the evidence is built on an honest foundation: investors know exactly what they’re getting into.

“The core innovation was bringing radical transparency to blended finance – a model that builds confidence in the promise of regenerative farming.”